GJ – Cowden

"We received our mortgage offer less than 10 days from completing the forms and applying. We had the mortgage in principal within 48 hours. We have been very impressed with Steve and his teams service and the number of options open to us along with his advice. As a business owner we are seen as self employed and a potential risk, with Steve this was not the case and we are pleased to recommend him to others."


SH – Tonbridge

"When I knew our mortgage renewal was coming up, there was no doubt that I wanted to use Steve at SPB Mortgage Consultants, despite my previous adviser pestering me. This was partly because I have listened to his examples over time and I recognised that our situation fell into his ideal referral, as well as his professional approach and manner.

We have been very pleased with the service provided by Steve and his team at SPB Mortgage Consultants. Our personal circumstances were particularly challenging and Steve not only offered us a variety of options but was very clear about how this would translate for us over the long term. Even our accountant was impressed with the recommended deal we settled on. The process and paperwork were handled swiftly and confidentially and Steve kept us informed about each step. What would normally have been a major headache ended with a satisfactory offer that meets our needs.


DH – Redhill

"I was looking for a first time buyer mortgage using Help to Buy and a mixture of PAYE and self employed income. This is not an easy task for someone at the age of 25. I found that not only did Steve completely come through on his initial assessment on the phone that I would be able to get a mortgage but that he was an extremely helpful guiding force throughout the house buying process as a whole. He was generally a calming influence for me during a stressful first purchase"


AM – Tunbridge Wells

"As we all know, taking out a mortgage for the first time can be daunting, but Steve made the process as simple as possible. He took the time to sit down with us and talk through everything in detail so that we understood it all. He was always friendly, professional and always went the extra mile to make us feel at ease."


JM – Tunbridge Wells

"Steve organised my first mortgage for me recently and as a first time buyer with an unusual earnings pattern; his guidance was invaluable. Steve came to me with solutions instead of problems and made the process smooth and easy for me. I would recommend him to anyone."


JB – London

"You have been fantastic in organising our mortgage and have helped us massively in ensuring we had a smooth transaction into making an offer and reserving our first apartment through the not-so-user-friendly Help to Buy Scheme.

As a result of your work we have managed to secure our first property in London. You went above and beyond in finding out details for developer cash incentives, without which we would not have been able to go ahead. You also quickly produced a mortgage decision in principle which allowed us to negotiate an increased cash incentive, essentially knocking £8,500 off our stamp duty.  I would have no hesitation in recommending you to any of my friends buying in the future and will be using you myself for any future purchases.


PH – Langton Green

"Having an existing non status mortgage, a less than perfect credit score and reduced level of drawings I thought it would be impossible to negotiate a new mortgage deal. Within 2 weeks you had arranged a new 4 year deal that was £300 per month cheaper than our existing arrangement."



Your home may be repossessed if you do not keep up repayments on your mortgage.

Our Broker Fee is £349 payable on application.